At O‘Toole & Co we do our best to make the buying process as easy as possible. 

Register with us using the online forms, by email, phone call or a visit to our office. Please give as much detail as possible so that we can match you with relevant properties only.

Register with the main property hosting websites such as Daft and MyHome most agents will advertise on these sites.

Arrange the finance, mortgage or sale of your property. In a busy housing market it is essential to have your funds ready when making an offer or you may lose out to another bidder.

Arrange a solicitor to work on the  conveyancing on your behalf. We can supply a list of solicitors as required.

Arrange to view any properties of interest with us via email or phone call. Feel free to ask any questions you might have before committing to a viewing.

When you find a property you would like to buy you will need to make an offer through O’Toole & Co. stipulating any conditions and how you plan to buy it eg: cash, Mortgage or sale of a property, Subject to survey, planning permission etc. It is best, after discussing your bid with your agent, that you send your offer in writing via email. We will register your offer to our property management system and notify the vendor of it, keeping you informed of any counter offers and communicating regularly until agreement has been reached.

Should your offer be accepted by the owner we will notify you immediately and request the following items to secure the property and mark it as Sale Agreed:

• Full name and contact details of all to appear on the contract.
• 5% deposit fully refundable until contracts are signed.
• Proof of ID and Address.
• Proof of funds to the value of the agreed price of the property (mortgage approval letter, bank statement, financial advisors/ solicitors letter)
• Name and  contact details of the solicitor you plan to use to purchase the property.

 Once all items have been submitted to us we will send you a receipt for your deposit and Sales advice letters will be sent to solicitors on both sides of the transaction. You will receive a copy of this also.

This starts the conveyancing process. The vendor’s solicitor will draft contracts which will be sent to your solicitor. Your solicitor will approve the draft contract only when all queries have been answered satisfactorily.

Arrange a survey of the property with an engineer or building surveyor.

If you plan to purchase the property with a mortgage the bank will send a valuer to value the property.

Once all parties are satisfied that the property and contract are in order Contracts will be signed by you and a further 5% deposit will be due to your solicitor this makes up a 10% non refundable deposit after signing of contracts. Once the vendors have signed the contracts also  funds will be due to your solicitor who will forward them to the vendor’s solicitor.

Once we have been given notification by both solicitors that the sale has closed we will forward the 5% deposit that we hold on your behalf to the vendor’s solicitor less our fee. You can then pick up the keys from us or we will arrange for them to be sent to you and the property is yours.